Senior Mortgage Officer - IPRE 100% (f/m/d)

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together. Responsible for all Mortgage risk aspects of a portfolio of domestic and international private banking clients. Assess, analyse, structure, approve, implement and monitor Mortgage credit requests / transactions across private mortgages, income producing real estate (IPRE), construction and development loans. Provide credit advisory service to internal clients and work hand-in-hand with Mortgage Advisors and RM’s (first line of defense) to customise appropriate solutions for the end clients. YOUR CHALLENGE Preparation and approval of credit limits within the delegated credit approval authority (depending on risk rating and amount) Determination of risk rating for a credit facility Assessment of borrower & collateral with regards to credit, structural, legal & compliance and reputational risk Identification of concentration risk in collateral and / or exposure Ongoing monitoring of credit exposure; resolving of overdue debt services, Regular review of approved limits within the assigned portfolio Administration duties within the portfolio, e.g. mortgage booking and proper credit documentation Deputize other Mortgage Officers & Team Head in their absence Support Mortgage Advisors in all credit related matters and establish regular and proactive contact, providing advisory credit training to Private Banking front office Contribution in credit related projects and process improvements Work with legal and external counsel to draft non-standard documents related to credit transactions Preparation and performing of training session for Mortgage Officers and Mortgage Advisors YOUR PROFILE Bachelor's degree or completed studies at a university of applied sciences (economics, banking, finance, law), or equivalent education or professional experience Several years of professional experience in the mortgage sector with focus on IPRE, additional Commercial Real Estate knowledge is and advantage Interest in the functioning of financial markets and financial institutions Proven knowledge of the relevant real estate markets Profound knowledge on legal aspect regarding mortgage documents and borrowing structures Good IT skills (Word, Excel, PowerPoint) Excellent analytical skills, independent, reliable, and team-oriented personality with negotiating skills Full professional proficiency in German and English (written and spoken), additional languages are an advantage We are looking forward to receiving your full job application through our online application tool. Further interesting job opportunities can be found on our Career site. Is this not quite what you are looking for? Set up a job alert by creating a candidate account here. The international reference in wealth management Julius Baer is the leading Swiss wealth management group. We focus on servicing and advising sophisticated private clients from around the world, taking into account what truly matters to them – in their business and personal life, today and for future generations. Headquartered in Zurich, we are present in around 60 locations worldwide, including Bangkok, Dubai, Dublin, Frankfurt, Geneva, Hong Kong, London, Luxembourg, Madrid, Mexico City, Milan, Monaco, Mumbai, Santiago de Chile, Shanghai, Singapore, Tel Aviv, and Tokyo. Why join Julius Baer? At Julius Baer our employees enjoy the benefits of a global company with the support and collegiality of a much smaller one. We are growing quickly, but we remain dedicated to maintaining our accessible structure with flat hierarchies, and approachable and supportive leaders. With offices around the world, we offer an international and stimulating work environment and the opportunity to work with a diverse team of highly motivated colleagues, bringing the best of the bank to our clients. Our core values of Care, Passion, and Excellence define the tone of how we interact with each other and our partners. Committed to your success Whether nurturing young talent with our renowned apprentice scheme, enabling ambitious university graduates to put theory into practice with our Graduate Programme, or providing first-class opportunities for experienced professionals, we look after our employees. We believe in continuous learning as a company and as individuals, which is why we put a focus on the health and well-being of our employees and offer flexible working options, a wide array of benefits, and extensive career development programmes. For more information visit www.juliusbaer.com or contact us via the Contact Form. For recruiting agents, please see the additional information here.